Lawyers.com Answers: How Long Does It Take For A Credit Score To Improve After Bankruptcy?. Bankruptcy offers you a chance to wipe out debt and begin rebuilding your credit. Chapter 7 bankruptcy impacts your credit report for up to 10 years, while Chapter 13 can affect your score for only seven years. It’s difficult to predict how your credit score might react to a bankruptcy, because so much depends on the specifics of your financial situation. A local bankruptcy attorney can provide more detailed answers.
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